SERVICE |
CHARGE |
||
| Account Balancing Assistance | $25.00 per hour | ||
| Account Research Fee | $25.00 per hour | ||
| Account Inactivity Fee | $5.00* | ||
| ATM/Debit Replacement Card – Standard Delivery | $10.00 ($50.00 expedited) | ||
| ATM Inquiry Service Charge | $3.00A | ||
| ATM Transfer Service Charge | $3.00A | ||
| ATM Withdrawal Service Charge | $3.00A | ||
| Cash Handling Fee | $0.25 per $100 deposited over $15,000 | ||
| Check Printing | Varies | ||
| Check Copies | $4.00 per copy | ||
| Coin Counting – Machine Fees – Customers | 5% (after first $50.00) | ||
| Coin Counting – Machine Fees – Non-Customers | 12% | ||
| DACA Fee (per account) | $200.00 | ||
| Deposit Account Verification Fee (for credit applications at other institutions) | $15.00 | ||
| Escheatment Feeo | $100.00 | ||
| FBO Account Fee | $1000 per month | ||
| Garnishments/Executions/Levy Processing Fee | $125.00 | ||
| International Card Transaction Fee | Up to 1.1%, w/a minimum fee of .01 | ||
| Items Deposited Fee | $0.30 per item | ||
| Money Orders (customers only) | $4.00 | ||
| Money Order/Treasurer’s Check Replacement Fee | $35.00 | ||
| Non-Customer (On-Us) Check Cashing Fee | $5.00 per check | ||
| Overdraft/Returned Item Fee (per item) | $35.00 per item** | ||
| Overdraft Sweep Fee | $7.50 per day | ||
| Returned Deposited Item | $10.00 per item | ||
| Returned Mail/Incorrect Address | Up to, but no more than $10.00 | ||
| Statement Copies | $3.00 | ||
| Statement Mailing Fee | $3.00 | ||
| Stop Payment Fee (Includes Home Equity Line of Credit checks) | $35.00 | ||
| Treasurer’s Checks (Customers only) | $10.00 | ||
| Received ACH Debit or Credit | $0.30 per item | ||
| Foreign Currency Purchase Fee (customers only) | $7.50 | ||
| Small Order Additional Fee (under $300.00) | $10.00 | ||
| Overnight Shipping Additional Fee (over $2,000.00) | $10.00 | ||
| Foreign Check Processing Fee (Collection Letter) | $35.00 per item | ||
| Foreign Check Processing Fee (Cash Letter) | $5.00 per item | ||
| Foreign Check Collection Returned Items | $20.00 | ||
| Foreign Draft Fee | $5.00 per item | ||
| Foreign Draft Delivery Fee (branch) | $10.00 | ||
| Foreign Draft Delivery Fee (client location) | $15.00 | ||
| Foreign Draft Stop Payment | Funds returned at current rate | ||
| Safe Deposit Fees | |||
| 2” x 5” Rental Fee | $65.00 Per Year | ||
| 3” x 5” Rental Fee | $70.00 Per Year | ||
| 5” x 5” Rental Fee | $95.00 Per Year | ||
| 3” x 10” Rental Fee | $100.00 Per Year | ||
| 5” x 10” Rental Fee | $135.00 Per Year | ||
| 10” x 10” Rental Fee | $235.00 Per Year | ||
| Safe Deposit Drilling Fee | $150.00 | ||
| Safe Deposit Lost Key Fee | $25.00 | ||
| Safe Deposit Box Rental Late Fee (after 30 days) | $10.00 | ||
°Escheatment Fee – Where applicable per individual state regulations
*Inactivity Fee – Assessed per month after twelve (12) consecutive months with balance less
than $10,000.00 and no customer initiated transaction activity in business checking, savings
or money market accounts.
**Overdraft/Returned Item applies to transactions created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Fee assessed for each transaction with no daily limit. The amounts of any overdraft, including fees, are due and payable immediately or on demand. We will retain full discretion to decline to pay any overdraft for any reason. Even if we decide to pay an overdraft item, absent to an agreement to the contrary, such payment does not create a duty to pay future overdrafts.
In the event that there are not enough funds in the sweep account to cover the overdraft, we will sweep all available funds to the overdrafted account. In the event that this happens, your account will be charged both the Overdraft Sweep Fee and the Overdraft / Returned Item Fee.
AATM Transfer Service Charge, ATM Withdrawal Service Charge and ATM Inquiry Service Charge will be calculated for the entire month, and will be charged as one fee at the end of the month. The ATM Transfer Service Charge, ATM Withdrawal Service Charge or ATM Inquiry Service Charge will be incurred even with the use of a SUM network ATM. These fees are charged for transactions conducted at ATMs that are not owned or operated by Herran Bank.
Cash Management Fees
SERVICE |
CHARGE |
| Money Service Business Account Handling Charge | $500.00 per month |
| Privately Owned ATM | $150.00 per month per ATM |
| Corporate API Access Fee | $250.00 per month |
| ProvXchange Transfer Service | $50.00 per month |
| Positive Pay Set Up Fee | $100.00 (one-time fee) |
| Positive Pay | $50.00 per month per account |
| Zero Balance Accounts | $10.00 per month per account |
| Loan Sweep Service Fee | $225.00 per month |
| Lockbox Administrative Fee | $50.00 per month |
| ACH Related Fees | |
| Originated ACH Credits | $0.15 per item |
| Originated ACH Debits | $0.15 per item |
| Returned ACH Items | $4.50 per item |
| ACH Origination Module Fee | $30.00 per month |
| BAI2 File Fees | |
| BAI2 File OLB Fee | $100.00 |
| BAI2 File SFTP/FTPS Fee (1st Account) | $100.00 per month |
| BAI2 SFTP/FTPS Fee Additional Account Fee | $50.00 per month per account |
| Remote Deposit Capture Fees | |
| RDC Plan Fee | $59.95 per month |
| Mobile RDC Access Fee | $10.00 per month |
| Application & Set Up Fee (1st Account) | $200.00 |
| Additional RDC Account Fee | $5.00 per month per account |
| Wire Transfers Fees | |
| Domestic Outgoing | $30.00 |
| Foreign Outgoing – Online Banking | $40.00 |
| Foreign Outgoing | $50.00 |
| Reverse Wire | Domestic Outgoing Fee + $5.00 |
| Domestic / International Incoming or Returned Wire | $15.00 |
| Vault Services Fees | |
| Vault Maintenance Fee | $250.00 (per active vault location) |
| Dollar Amount Processing Fee | $0.0075 (per dollar processed) |
| Note Processing Fee | $0.012 (per individual bill processed) |
| Deposit Fee | $2.00 (per deposit) |
| Deposit Difference Fee | $7.00 (per variance between declared and processed amounts) |
| Cash Order Fee | $12.00 (per order) |